The '100% Overwhelming' Decision: What Do You Do About Medigap?
Snippet of Article: "...So who needs Medigap plans? Anyone with traditional Medicare who wants help with out-of-pocket costs like coinsurance and co-pays — especially since those costs aren’t picked up by Medicare, and there is no cap on them. (Some Medigap plans also cover deductibles, but those are not available for Part B deductibles for those who become eligible for Medicare after Jan. 1, 2020). You can’t get a Medigap plan if you have a Medicare Advantage plan.
As such, Medigap is a good fit for frequent users of healthcare services. This holds true for your needs as you age because you may be locked in to your initial selections even as your health declines. Basically you are choosing predictability in costs..."